WHAT IS THE BEST WAY TO IMPROVE BAD CREDIT

IMPROVE MY CREDIT

WHAT IS THE BEST WAY TO IMPROVE BAD CREDIT?

This is a question that we all have asked ourselves at some point. Pending that you already have got your credit report from the three major credit bureaus, and analyzed them thoroughly for errors, the best way is to obviously pay your bills on time. I know that is a no-brainer, and that's not my point, the point is "WHICH" bills do you start paying on time?

For Example, lets say you have a "BAD" credit score, ranging from (619-550), and you have multiple accounts in collections, even some so old that they may not show up on the reports. Then say you got a credit card, for people with BAD credit of course, and somehow you maxed the card out. So your in debt and you decide to take action to get you debt under control. Here's where the question really isn't a no-brainer!

Some of us would say, well look at all the accounts and pay off the smallest one first, some will say pay the off the oldest bill off first. However, it is better for you to pay off the most current bill off first. This is because the bureaus are looking at you as maintaining an account in "GOOD" status, and the number of GOOD standing accounts vs BAD accounts heavily affect your score. It is also better to pay off the latest account first, because your credit score will improve to a higher score than if you pay off all the old accounts in the "short term!" The difference is about 10 to 20 credit score points! Who knows that could mean the difference of having FAIR credit and GOOD credit, or having GOOD or EXCELLENT credit! Choose wisely!

IMPROVE MY CREDIT
Have you ever said to yourself I want to "improve my credit" or I need to improve my credit! Here you will learn about the steps that you can take yourself so that you can improve your credit.

IMPROVE MY CREDIT

IMPROVE MY CREDIT

Have you ever said to yourself I want to "improve my credit" or I need to improve my credit! If you ever said that, then you've found some help! Here you will learn about the steps that you can take yourself so that you can improve your credit. Those three digits affect your day-to-day life so start today! After a short time you won't have to say, I need to improve my credit.

IMPROVE MY CREDIT